TIMES WHERE MOBILE PAYMENT COMES IN HANDY

Mobile payment is something that has grown over the years, and it’s something that we have continued to see spread as small businesses pop up and more and more events get scheduled. This form of payment is something that has proven to be extremely beneficial for multiple businesses, in a variety of situations. As your primary payment processing provider, Impact Pay would like to go over a few o… Read More

 

REASONS THAT CHECKS AREN’T GOING ANYWHERE – PART 2

In our last blog post, we talked about some of the reasons that checks as a payment method aren’t going to be going anywhere, anytime soon. While these methods are older and less commonly seen, there is a need for having a system that can process these payment methods. Our blog post today is going to cover a few more reasons that you as a business owner should have a system that can quickly and… Read More

 

REASONS THAT CHECKS AREN’T GOING ANYWHERE

Checks are one of the oldest forms of payment that can be processed, and while advances in payment options, like credit cards and online payment apps and programs, are coming around, there are a few reasons that checks will never fade as a method of payment. Impact PaySystem offers high-quality check processing services that make it easy to accept these payments in your facility, but very rarely … Read More

 

PAYMENT TRENDS AFFECTING INTERCHANGE FEES

Interchange is a factor that makes it possible for businesses of all sorts to function. The fee you pay in order to utilize this process of transferring money every transaction may seem outrageous when you pay it, but when you look at all of the purchases that it completes in a matter of minutes, it makes sense why you pay it. With technology making some serious strides, it goes without saying th… Read More

 

SURCHARGING FAQ – PART 2

If surcharging confuses you, you aren’t alone! Until recently, ambiguity about surcharging has caused a bunch of confusion in the payment processing industry. The good news is, due to litigation in 2012, merchants can surcharge transactions done with credit cards. As a merchant, it’s important for you to understand how surcharges work. At Impact Payment Systems, we know our services are foundatio… Read More

 

SURCHARGING FAQ – PART 1

If your business accepts card payments, you get to deal with surcharging. Until recently, surcharging caused a bunch of confusion in the payment processing industry. The good news is, we now have standards that allow merchants to implement surcharges correctly. At Impact Payment Systems, we work hard to stay on top of policy, because we understand our services are foundational to your business. … Read More

 

WHAT IS A PCI QIR?

At Impact Pay System, we champion small businesses. We provide payment systems that empower intrepid entities to find success. In order to do that, we know we have to make security and excellence a priority. At the end of the day, it doesn’t matter how careful you are: if your equipment and systems are faulty, they will let you down. Cyber criminals have identified systems as a weakness, so they … Read More

 

UNDERSTANDING PCI DSS COMPLIANCE

Whenever there’s a transaction between you and a customer, a bunch of things happen all at once. Security is paramount to you, your customers, and your business’s reputation. There are many standards that have been put in place to protect everyone involved. In our last few blogs, we discussed interchange fees and discovered that following best practices for card transactions is key to keeping tho… Read More

 

HOW CAN YOU LOWER YOUR INTERCHANGE COSTS?

Lowering operating costs is always a good thing, as long as it can be done constructively and legally. Many times, the success of your business will depend on it. The fact that everybody has to take their cut of your profits before they get to you can create a challenging situation and make the complexities of payment processing quite daunting. We are here to not only provide world-class processi… Read More

 

HOW IS INTERCHANGE DETERMINED FOR A TRANSACTION?

No matter how comprehensively you understand the world of payment processing, chances are good you understand that it’s full of important policies that can be easy to miss if you aren’t an expert. Just understanding the processes completely can be a formidable challenge. The good news is, you can stay in the know by doing your research and putting in the time to understand. If you find yoursel… Read More